FAQ

We only make money after our customers have successfully obtained their bank loans. As a result, believe us when we say we're working with you to get the loan you need.

Your loan application may be denied for a variety of reasons, including:

• Credit problems
• Insufficient earnings
• An excessive debt-to-income ratio
• Key information or documents are missing.

GASmart collect in accordance to the loan variety as listed below:

Our personal loan consultation fee would be 15% of the total loan amount, for example: if you had apply a total personal loan of RM 50,000 with us, the calculation would be RM 50,000 x 15% = RM 7,500.

Every loan applicant wishes to have their loan approved and disbursed as soon as possible. However, in order to have the aforementioned done, the applicants must comply with a lengthy factor such as your financial background, loan credibility, and timely coordination in submitting the required documents.

For personal loan, and with good furnishing of documents required by the bank standard, you would get your loan approved and disbursed in 14 days.

Whereas for Mortgage/Refinance Loan, with good furnishing of documents that fit the bank standard, you would expecting your loan approved in 7 working days, and your loan disbursed in 3-8 months.